Capital one venture x reddit - Capital One Venture X Rejection. Data Point. Rejected for the Venture X. I was 2/6, 3/12, 4/24 before applying. I have 7 cards total. One previous card with Capital One (Quicksilver), and I have checking/savings accounts with them. Income 200k, employed, didn't answer any of the advance check/carry a balance questions. ~750 FICO.

 
DP: CapitalOne VentureX CLI of $20k after 32 days. I applied for and received the VentureX last month (February 2022) with a credit limit of $30k. I immediately spent $11k on it that month and paid it off in full when the statement closed. I received the 100k miles SUB. I saw another post saying it's possible to request a CLI on the …. Snowboarding mountains in bc

Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc...The capital letters “H,” “I,” “N,” “O,” “X,” and “Z” have point symmetry. The letters “H,” “I,” “O” and “X” have both point and line symmetry. Chase Sapphire Preferred, September 2021, 8K limit, about 3/4ths of all non-rent spend. Bilt Mastercard, 10K limit, December 2021, spend on rent + extras to hit the points requirement. Citi Double Cash, 4K limit, December 2020, about 1/4 of all non-rent spend. Citi ThankYou Preferred, September 2018, converted from Student card with basically ... Apr 2, 2566 BE ... Note: This data is in majority from 2022, with some data points from 2023. Moreover, the credit scores people reported were generally from ...I noticed that with the annual $300 credit from Venture X, the $395 annual fee equates to sapphire preferred’s fee of $95, or it nearly equates chases if you count sapphire’s $50 annual credit toward hotel’s. I take about 3 international flights yearly. Factoring all of this and the other perks of both cards, which card is more suitable ...But the Capital One Venture X Rewards Credit Card has an excellent one: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...Capital One Venture X delivery time data points. It looks like some cards are being expedited and others are not. According to the account rep, if you were instantly approved, then your card should have been expedited via FedEx or UPS. But if your card was not approved instantly, either because you had to submit additional documents or whatever ...Reddit is a popular social media platform that boasts millions of active users. With its vast user base and diverse communities, it presents a unique opportunity for businesses to ...Sep 14, 2023 · The Capital One Venture X Rewards Credit Card launch in November 2021 represented one of the most exciting credit cards to come around in a long time.. As Capital One's flagship card, the Venture X is an addition to the world of premium travel rewards cards, taking on incumbent players like The Platinum Card® from American Express and Chase Sapphire Reserve. I previously applied for the Venture in August of 2020 and held the card until the the middle of 2021. From my understanding, I should be eligible for the Venture X bonus of 75k bonus miles based on this article . I just want to confirm and see if anyone has additional insight. I really don’t want to apply if I’m not eligible for the bonus. 2.Screw capital one All non lounge experiences for Priority Pass is being revoked. This is a major loss for all card members. We pay $395/year. No more: Restaurant compensation Be Relax Spa Gameway Minute suites Car rental Airport transfer Duty free shopping cancelcapitaloneI'm trying to get the venture X but been denied due to "length of credit history" (first card is from sept 2020). FICO is 747 though their app letter shows ~30 points lower. Newest card is CSP from Oct 2021 (only 2 cards total) I don't want to try the reconsideration line if its a waste of time and it'll do another hard pull, so i want to …With the Capital One Venture X card, you can confidently make purchases abroad without the worry of incurring any pesky foreign transaction fees. Your international adventures …The only other alternative I can think of would be the BILT card and the venture x, assuming you pay rent. Getting that 3x back on dinning and rent could be better than paying the annual fee for the gold (credits aside) for 4x back for the dining and groceries provided that the BILT card is $0 af. 3. malllekeaao. X I use for the SUB, travel credit plus anniversary points, and my 2x catch all. If your goal is to earn the most points possible to redeem for air travel, go with Gold. It will earn you 7,500 points per month (1.5k*4+1k+.5k), Venture X only 6,000. They have similar sign-up bonuses right now from what I recall. Sep 14, 2023 · The Capital One Venture X Rewards Credit Card launch in November 2021 represented one of the most exciting credit cards to come around in a long time.. As Capital One's flagship card, the Venture X is an addition to the world of premium travel rewards cards, taking on incumbent players like The Platinum Card® from American Express and Chase Sapphire Reserve. I did some research and it seems like these three cards offer the best benefits for travel. I’m currently leaning towards the Venture X because of the lower AF and comparable benefits with the other cards (annual travel credit, lounge access, etc.), whereas the Amex Plat is more like a glorified coupon book and the CSR only …While financial jargon is not everyone’s specialty, there is one concept that is crucial for everyone to understand in order to maintain financial security: liquid capital. Liquid ...I've definitely noticed this too - I recently used the Venture card to book a flight worth $249 and was surprised to receive a $300 credit on my statement! I think this is an overlooked perk of the Venture card and definitely something to keep in mind when looking at travel rewards cards. AccountingKween • 8 mo. ago.Feb 13, 2566 BE ... You should have a 4 card setup: VentureX, SavorOne, CSP, and CFF. For all your purchases, use the card that gives the highest multiplier. This ... Edit: This did factor into my decision on whether to get the card. I use Venture X points to pay off travel purchases made directly with the hotel or airline. It’s a 1:1 redemption which isn’t as strong as something like Chase, but you’re also earning 2X points for everyday purchases, so in the end it works out as a good value for me ... Aggressive-Pound188 • 4 mo. ago. Yes the venture x is much better for a family. $300 credit + 10,000 points annually. That's basically $400 in credits back. Plus you get priority pass with guests and free AUs. If you spend $300-400 annually on travel it's cheaper than the venture because that one has no credits.Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it or not.Yet shares (Bumble’s stock price has fallen from about $75 to about $11 since its I.P.O.) and user growth have fallen, so the apps have more aggressively rolled out new …Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it …Capital One Venture X Denied. I have a 810 credit score, $110k/year income and still got denied for the Venture X card. The last card I opened was on 07/2021 which was the Citi Custom Cash Card (for the SUB). I have about 10 cards open, Amex Plat, CSP, CFU, CFF, CF, Costco Card, United Card, and Delta Card.Capital value is the price that would have been paid for land or property if it had been purchased when it was evaluated. Capital value is not the same as land value because land v...Venture X Travel Price Match DP (Success) Just wanted to give a quick DP if anyone was curious how this worked. Booking a hotel for an upcoming stay and noticed that booking direct with hotel and Expedia were the exact same price, but the Capital One portal was $98 more for the same booking. (Side note - watch the "fees" when booking on CO ...I noticed that with the annual $300 credit from Venture X, the $395 annual fee equates to sapphire preferred’s fee of $95, or it nearly equates chases if you count sapphire’s $50 annual credit toward hotel’s. I take about 3 international flights yearly. Factoring all of this and the other perks of both cards, which card is more suitable ...Have had the same card since college and am looking for something new. I've seen a lot of good things about the Venture X and thought I'd take a look. I take about 10 flights a year, maybe a little more depending on work. Ultimately would like to just carry one card, maybe 2.Oct 24, 2565 BE ... It gets 8 points per dollar on gas and is a transfer partner of capital one. The card has an annual fee of $95 but you get 15,000 every ...I was approved yesterday for a 20k limit. Cards: Chase Amazon: 9900 (11/21) Chase CSP: 6700 (9/21) Cap 1 Quicksilver: 6000 (6/19) Discover IT: 9500 (11/18) Cap 1 Platinum 600 (11/18) We can't tell you your approval odds with no information about your profile or circumstances. We'd need, at a minimum, your score, income, …I don’t get Capital One on the Venture X, so many high income , high credit score people are being denied this card. This high income market seems to be a market they aren’t really serving, I’m not sure what direction they are going with this card ? Perhaps the high income clientele demands are not a market they want to serve?Oct 24, 2565 BE ... It gets 8 points per dollar on gas and is a transfer partner of capital one. The card has an annual fee of $95 but you get 15,000 every ...X I use for the SUB, travel credit plus anniversary points, and my 2x catch all. If your goal is to earn the most points possible to redeem for air travel, go with Gold. It will earn you 7,500 points per month (1.5k*4+1k+.5k), Venture X only 6,000. They have similar sign-up bonuses right now from what I recall. Capital One Venture X 90k referral bonus over? Hi everyone! I’ve been trying to get a referral to the capital one venture x with the 90k point bonus deal but keep ending up with 75k with every link I try. Does anyone know if they are still offering this bonus for referrals? Thanks in advance! Fidelity 2% Card No Longer Has Foreign Transaction Fees. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more. Capital One Venture X Travel Portal Vs.The only other alternative I can think of would be the BILT card and the venture x, assuming you pay rent. Getting that 3x back on dinning and rent could be better than paying the annual fee for the gold (credits aside) for 4x back for the dining and groceries provided that the BILT card is $0 af. 3. malllekeaao.Capital One recently changed on how the $300 annual travel credit in their travel portal is used/applied. If you now book a hotel, rental car of flight the amount is directly deducted from your $300 travel credit instead of being first charged to your Venture X credit card and then receiving a statement credit afterwards.AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ... Starting a bed and breakfast (B&B) can be an exciting venture for entrepreneurs looking to capitalize on the growing tourism industry. The executive summary is the first section of...The world of cryptocurrency is a vast one, featuring a wide array of coins that you may want to add to your crypto wallet. An ICO is essentially a capital-raising venture designed ...My initial thinking is to apply for a Capital One Venture Card ($95/year fee). If I get approved, immediately spend $4,000+ on plane tickets to unlock the 75,000 miles ($750) …Nov 12, 2564 BE ... I think it's fair to say the value prop of the card comes down to whether you are willing to lock up some money in the capital one portal in ... Forreal, didn’t include the most relevant information. Several reports of these early $10k CLI for the VX. I just requested, $10K limit increase, now at $30K. Have the card since 03/09/22, current utilization is at 17.5% ($3500/$20K limit) Congratulations! Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771.The Capital One Venture X is worth applying for, plain and simple. The card has a $395 annual fee ( Rates & Fees ), but has so much to offer: The Venture X has a solid welcome bonus of 75,000 bonus miles after spending $4,000 within the first three months; I consider this to be one of the best credit card welcome bonuses out there, and value ...Mar 4, 2567 BE ... I currently have the chase trio with the SP being my only card with an annual fee. My original plan was to get the gold in a year but I just ...Venture X Rewards | Capital One. Get rewarded for the way you travel. 75,000 Miles. Early Spend Bonus. Earn 75,000 bonus miles once you spend $4,000 on purchases within the …CapOne Venture X Retention Offer. Hey guys! I know this is a long shot, but my annual fee of the Venture One X is coming and wanted to know if anyone had any luck of getting a Retention Offer. I know the card pays itself technically with the 10k anniversary miles and 300$ travel credit, but wanted to know if anyone received any offer besides ...The last time I checked with the Venture you could request a CLI every 6 months, so I assume the same with this card. I was surprised as my CLI with the Venture card was only $500 and with the Venture X, it’s $10,000. Huge difference. Hope this helped! Especially for those who they gave lower limits to and wanted a higher credit limit.Capital One | Rewards Miles - Capital One Venture X (General Discussion) - Applications accepted beginning November 9, 2021 2 miles per dollar on all spending. …Capital One | Rewards Miles - Capital One Venture X (General Discussion) - Applications accepted beginning November 9, 2021 2 miles per dollar on all spending. …It’s my first time booking hertz car rental through President Circle provided by Venture X. What I noticed was, The ‘Capital One Venture X Cardmember’ CDP is automatically applied when you search for car on hertz. But it doesn’t show the ‘Pay Now’ option. It only shows ‘Pay Later’ option which is usually approx $25-30/day higher.Fidelity 2% Card No Longer Has Foreign Transaction Fees. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more. Capital One Venture X Travel Portal Vs.Have had the same card since college and am looking for something new. I've seen a lot of good things about the Venture X and thought I'd take a look. I take about 10 flights a year, maybe a little more depending on work. Ultimately would like to just carry one card, maybe 2.Personally I’m a big fan of the Venture X since it’s a lower annual fee ($395), it’s pretty easy to recoup the cost of the card ($300 credit per year booked through the Capital One travel portal and 10,000 free points each card anniversary), and it has a solid earning rate for general spend (2x).Learn about the benefits, perks and application process of the Capital One Venture X Rewards Credit Card, a premium travel card with a 75,000-mile sign-up bonus. …Trying to Decide on Sapphire Reserve, Preferred, and/or Capital One Venture X. CREDIT PROFILE. Current credit cards you are the primary account holder of: Capital One Venture One $6,500 limit: 08/2018 Discover IT Cash Back $11,500 limit: 10/2019 Chase Freedom Unlimited $13,700 limit: 01/2021 Basic Credit Union Visa CC: $4,000 limit: 09/2021 ... Both offer more availability direct. For our needs, we're assigning $150 value to the travel credit, bringing the net annual fee to $145 after the annual bonus. And I think the card is worth the $50 increase over the CSP. But I won't assign $300 value to the credit when I can't get a real $300 value out of it. Apr 2, 2566 BE ... Note: This data is in majority from 2022, with some data points from 2023. Moreover, the credit scores people reported were generally from ...The last time I checked with the Venture you could request a CLI every 6 months, so I assume the same with this card. I was surprised as my CLI with the Venture card was only $500 and with the Venture X, it’s $10,000. Huge difference. Hope this helped! Especially for those who they gave lower limits to and wanted a higher credit limit.The world of cryptocurrency is a vast one, featuring a wide array of coins that you may want to add to your crypto wallet. An ICO is essentially a capital-raising venture designed ...Capital One Venture X delivery time data points. It looks like some cards are being expedited and others are not. According to the account rep, if you were instantly approved, then your card should have been expedited via FedEx or UPS. But if your card was not approved instantly, either because you had to submit additional …Despite the fact that a Capital One phone agent recently denied this to me, it appears to be well-documented that you can transfer your Savor/SavorOne cashback rewards to Venture/Venture X miles using CapOne's browser portal. ... Applying for Capital One Venture X when already having two personal cards with them ... r/Ebay. r/Ebay. The ...Despite the fact that a Capital One phone agent recently denied this to me, it appears to be well-documented that you can transfer your Savor/SavorOne cashback rewards to Venture/Venture X miles using CapOne's browser portal. ... Applying for Capital One Venture X when already having two personal cards with them ... r/Ebay. r/Ebay. The ...Doesn’t sound optimal to be in two different reward system. Venture X with Savor one is a better combo since you’ve been with Capitol one. You should have a 4 card setup: VentureX, SavorOne, CSP, and CFF. For all your purchases, use the card that gives the highest multiplier. This will maximize your travel points.The capital market revolves around capital. Capital is more or less another word for money — usually money that businesses need to produce the goods or services they sell. Capital ...Venture X Rewards | Capital One. Get rewarded for the way you travel. 75,000 Miles. Early Spend Bonus. Earn 75,000 bonus miles once you spend $4,000 on purchases within the …Refundable booking, cancel it after the $300 credit posts. Then use the $300 however you want. Or if you don't want to risk a clawback you can purchase a ticket and get travel credit back for it. Preferably from an airline that doest have credit that expires. In terms of actual Priority Pass lounges all three have the same access. Where they differ is: CSR's Priority Pass includes restaurants and other non-lounge experiences. Amex Platinum's has some non-lounge experiences (practically no restaurants) Venture X's is Priority Pass lounges only. Unless you frequently fly through an airport that has a ... With the Capital One Venture X card, you can confidently make purchases abroad without the worry of incurring any pesky foreign transaction fees. Your international adventures …Chase gives you an extra 30 days, but Capital One will cover much larger purchases - up to $10k per claim compared to $500. The only real retail benefit missing from both cards, Price Protection, is a benefit that's been largely phased out over the past 5-7 years across most major credit cards. 103 votes, 65 comments. true. We have a clear winner here - the Venture X. It includes two benefits completely missing from the CSP - 1) Return Protection (getting reimbursed when a vendor won't allow you to return something for a refund) and 2) Cell Phone Protection (covers your phone up to a limit if you pay your cell phone bill with the card, even beyond any warranty period). Free money. Cap one miles are meh and honestly the program is a huge meh, but I’ve heard people really like being able to use miles for Amazon purchases. Its a simple travel card. Im not fond of investing in a relationship with capital one either tbh. It's a 2% all around card but you only get the 2% if the rewards are redeemed … Capital One Venture X Rejection. Data Point. Rejected for the Venture X. I was 2/6, 3/12, 4/24 before applying. I have 7 cards total. One previous card with Capital One (Quicksilver), and I have checking/savings accounts with them. Income 200k, employed, didn't answer any of the advance check/carry a balance questions. ~750 FICO. Aug 16, 2566 BE ... My top contenders are Capital One Venture X and Chase Sapphire Reserve. Cards she has: Chase Sapphire Preferred, Chase Freedom Unlimited Cards I ...Hello, I’m planning to take an international trip in May. I want to get the Venture X for all the travel benefits. Just curious about the odds of getting approved with the data points below. Should I wait for couple months ? I would love to hear inputs, user experience with Capital One Income : $60K Rent : $400 Total Cards : 3The Capital One Venture X Rewards Credit Card shook up the premium rewards credit card market when it launched in November 2021, giving legacy cards like The Platinum Card® from American Express and the Chase Sapphire Reserve a run for their money.. While the Venture X's $395 annual fee is still something to consider, it's much …Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni...Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771.The Capital One Venture X Rewards Credit Card ( review) is Capital One’s premium credit card. I applied for the card on launch day back in late 2021, and was …The world of cryptocurrency is a vast one, featuring a wide array of coins that you may want to add to your crypto wallet. An ICO is essentially a capital-raising venture designed ...

The Venture X offers a lucrative welcome bonus of 75,000 bonus miles after you spend $4,000 in the first three months of account opening. Meanwhile, the Sapphire …. Healthy vegan breakfast

capital one venture x reddit

For most people would definitely be Venture X. It has more competitive overall earn rates for people that want a minimal set up. Basically the card allows for a more luxury experience with a very easy break even path. Platinum you can get the outsized value but totally a YMMV card. Kinda crazy how RNG the Capital One process is. I’ve opened 5 accounts in the last 24 months (6 including the Venture X), have a credit score of < 740, average account age of a little over a year, and lower income than you and got approved for the card with a 30k credit limit. Fidelity 2% Card No Longer Has Foreign Transaction Fees. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more. Capital One Venture X Travel Portal Vs. A Cap 1 Venture X card holder can bring up to two guests into a PP lounge. So, for example, if you authorize your spouse to get their own Cap 1 Venture X card, then they can bring up to two guests with them. Theoretically, you can fly to France with two friends the same day your spouse flies to Japan with two friends. All 6 get PP lounge access. The Capital One Venture X Rewards Credit Card shook up the premium rewards credit card market when it launched in November 2021, giving legacy cards like The Platinum Card® from American Express and the Chase Sapphire Reserve a run for their money.. While the Venture X's $395 annual fee is still something to consider, it's much …DP: Capital One Venture X - $15k CLI after 105 Days. Opened the VX on Nov. 24 with a starting limit of $20K. I hit the 100k Bonus sub last month (mainly used the card for holiday and vacation spend) March 9th - Requested a CLI on capitalone. (dot)com - not the app - approved right away. Total CL = $35K. 54.Venture X Travel Price Match DP (Success) Just wanted to give a quick DP if anyone was curious how this worked. Booking a hotel for an upcoming stay and noticed that booking direct with hotel and Expedia were the exact same price, but the Capital One portal was $98 more for the same booking. (Side note - watch the "fees" when booking on CO ...It's worth at least an extra $250. You might consider getting Venture and then PC to VentureX if you think you'll be using the $300 travel credit every year. I have a question to piggyback here. The Venture or Venture X are possibilities on my list, specifically to churn miles for a particular redemption.Mar 10, 2024 · The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ... A Cap 1 Venture X card holder can bring up to two guests into a PP lounge. So, for example, if you authorize your spouse to get their own Cap 1 Venture X card, then they can bring up to two guests with them. Theoretically, you can fly to France with two friends the same day your spouse flies to Japan with two friends. All 6 get PP lounge access. Aug 25, 2566 BE ... Hi I recently got rejeceted for Capital One Venture X. I was wondering if opening a checking account with Capital one bank help my next ...Oldest credit card account age with you as primary name on the account: 1.3 years. Number of personal credit cards approved for in the past 24 months: 1 Annual income: $200k I am ~1.5 years out of school and have only used the Chase Freedom Unlimited for ~1.3 years, and I have also been an authorized user on another card for ~5 years.I got Venture X couple weeks ago and have been using it as I use any other card. I have a few big purchases coming up that would help me reach 4k for the SUB. Yesterday there was a post about how Cap one closed that person’s account permanently because they spent $1.5k in first couple weeks. After reading that, I …Capital One Venture X Perk for Coffee Addicts. For my Venture X friends, if you live in Manhattan there is a west coast based coffee shop called Peet’s in the Union Square Capital One bank where you can get $1 handcrafted beverages through July and August (weekends only). This is unheard of for a city where an average …The Capital One Venture X Rewards Credit Card shook up the premium rewards credit card market when it launched in November 2021, giving legacy cards like The Platinum Card® from American Express and the Chase Sapphire Reserve a run for their money.. While the Venture X's $395 annual fee is still something to consider, it's much …Mar 4, 2567 BE ... I currently have the chase trio with the SP being my only card with an annual fee. My original plan was to get the gold in a year but I just ... For most people would definitely be Venture X. It has more competitive overall earn rates for people that want a minimal set up. Basically the card allows for a more luxury experience with a very easy break even path. Platinum you can get the outsized value but totally a YMMV card. Capital One Venture X - How is the travel portal? Does anyone have any testimonials or reviews to provide for the Capital One Travel Portal? I was going to sign up for …Learn the differences and benefits of the two Capital One credit cards that earn miles on travel purchases. See how the Venture X offers more perks, but also a …With the Venture X, you're just getting 2x everywhere no matter how you redeem your points, you can pay yourself back for travel expenses with a statement credit. You also have to book at least one trip per year in the Capital One travel portal to get the $300 travel credit. As a completely standalone credit card, the VX is probably better if ....

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